Zoe — The AI Assistant
That Screens, Routes,
and Resolves

Boost support efficiency with Zoe — an AI representative that understands your merchants, qualifies their needs, and routes them instantly.

Ideal Use Cases

  • Merchant Support Lines
  • Dispute Resolution Teams
  • Onboarding & Underwriting
  • Settlement Status Inquiries
  • Call Screening for Risk & Compliance

Built for Payment
Infrastructure

  • Supports multi-tenant setups (different flows by merchant type)
  • Can validate merchant ID, last transaction, or ticket status
  • Fully white-labeled to reflect your brand tone and voice
  • Works with your internal CRM or ticketing system

Zoe adapts to payment processors and ISOs of any scale — whether you support 100 merchants or 100,000.

  • Faster call routing —
    shorter support queues
  • Lower load
    on human agents
  • Smarter intake —
    better resolution rates
  • 24/7 merchant support
    without additional staff
  • API-first architecture for seamless
    system integration

What Zoe Can Do for
Payment Processors

  • Answer incoming merchant calls
  • Identify the reason for the call through natural conversation
  • Route to the appropriate department (underwriting, risk, disputes, etc.)
  • Respond to FAQs like «Where’s my payout?» or «Why was I declined?»
  • Send follow-up confirmations or knowledge base links
  • Connect seamlessly with internal tools via API
  • Communicate via phone, email, SMS, or messengers like WhatsApp
support@cognilogix.ai