Zoe — The Smartest
Voice in Collections
Automate account outreach, reduce human stress, and increase recovery rates with Zoe — your AI collection agent that’s compliant, multilingual, and always professional.
Suitable for any business model
- Collection agencies
- Banks and lenders
- Legal firms
- Utilities and telecom
- Healthcare billing departments
Compliance First
- Follows script guidelines for FDCPA, GDPR, and other local laws
- Requests consent where necessary
- Records and logs each step of the call or message trail
- Defers to human agents for sensitive responses
-
Higher connection and
engagement rates -
Neutral, consistent tone —
never emotional or aggressive -
Lower cost
per outreach -
Available 24/7 to maximize
contact windows -
API integration with billing,
CRM, and payment systems
What Zoe Can
Do for Collections
- Make outbound calls to overdue accounts
- Send SMS or emails with personalized payment reminders
- Recognize responses like «I can’t pay now» or «I already paid» and react accordingly
- Provide payment plan options or escalate to live agents
- Remain compliant with regional regulations and consent frameworks
- Speak in 127+ languages and match tone to brand or demographic
- Log all interactions with timestamps and outcomes
See Other Industries
Banking & Finance
Deliver secure, multilingual customer service without the wait times. Explore Banking & Finance
Payment Processor
Zoe screens and routes merchant support calls for accurate, fast help. Explore Payment Processor
Polling
Conduct automated surveys across voice, SMS, and messaging platforms. Explore Polling
Hospitality
Automate guest communication with Zoe — your 24/7 AI concierge. Explore Hospitality
Tourism
Let Zoe guide guests to experiences via QR-activated multilingual AI. Explore Tourism
